Services

Investment Planning

With our dedicated ensemble of experts and the robust backing of prominent Canadian partners, rest easy knowing your investment portfolio is crafted with precision, care, and a personal touch.

Contact us today to have a personal conversation with us about how we can help you invest for income and growth.

Accounts

  • Taxable (Cash/Non-registered)

  • Corporate (Cash/Non-registered, IPP)

  • Retirement (RRSP/RRIF, LIRA/LIF, IPP)

  • Tax preferred (TFSA, RESP, RDSP)

Investing Styles

  • Preservation

  • Conservative

  • Income

  • Balanced

  • Growth

Investment Products

  • Mutual funds

  • Exchange Traded Funds (ETFs)

  • Discretionary Portfolio Management ($750k+)

Mutual funds available through IPC Investment Corporation and IPC Securities Corporation.

Financial Planning

Financial planning provides you with peace of mind, knowing your financial future is being thoroughly considered and planned for.

You will see a financial plan that is as unique as you, focused on delivering a clear, actionable path to secure your financial future. All of our recommendations are evidence based and diligently prepared to maximize your odds of success.

Your Plan Includes:

  • Net Worth Statement

  • Cash Flow Projection

  • Investing and Savings

  • Debt

  • Insurance/Risk

  • Retirement Income

  • Estate/Donation/Wealth Transfer

  • Click here for an example of our financial plans

Financial Planning service is included for investment clients. See bottom of this page for non-investment client pricing.

Life Insurance Planning

Life insurance provides financial security to your loved ones.

We work with you to determine the right amount and type of coverage that fits your needs, and offer a range of options from trusted providers.

Insurance Products:

  • Life insurance (Term and Permanent)

  • Segregated Funds

  • Annuities (Term and Permanent)

  • Critical illness, health, travel and disability insurance

Contact us today to have a personal conversation with us about life insurance products for Canadians.

Insurance products offered through IPC Estate Services Inc. & PPI Management Inc.

Financial Advisory Process

01 Your Goals

Assign your money a purpose.

02 Investing & Saving

Sensible strategies to grow your net worth.

03 Risk & Life Insurance

Protect your income, your health and your family.

04 Taxation

Avoid unnecessary taxation with proper tax planning.

05 Retirement Income

Fund your lifestyle and goals. Coordinate pensions, benefits and investment income.

06 Wealth Transfer & Estate

Ensure your wishes are carried out in a way that is efficient for you and your loved ones.

Pricing

  • Portfolio management costs include: trading, accounts, manufacturer cost, and advisory. Our advisory rate starts at 1% of assets per year.

    Mutual funds offered through IPC Securities Corporation and IPC Investment Corporation.

  • Financial Planning is included for clients with IPC investment accounts and qualifying life insurance policies.

    Fee-only planning available starting at $2500 per plan.

  • Your advisor is compensated by partner firms in the form of commissions. Typically, these commissions equal the first year annual premium.

    Insurance services offered through IPC Estate Services and PPI Management Inc.

  • In cases when we refer you to a professional such as a lawyer or accountant, we typically receive no referral fee. We may receive referral fees for lending services such as line of credit and mortgages.

    We earn our living providing investment and financial planning services directly to clients like yourself.

    If you have any questions about our fees, or general questions about costs in the Canadian financial industry, please contact us directly.